Terms And Conditions

Effective Date: [24/04/2024]
Platform Name: Obbo (referred to as “we,” “our,” or “the Company”)
Website: [www.obbo.biz]

By accessing or using Obbo, you agree to the following Terms and Conditions. Please read them carefully before creating an account or using any of our services.

1. Eligibility

To use Obbo, you must:

  • Be at least 18 years old.

  • Provide accurate and verifiable personal information.

  • Agree to our KYC (Know Your Customer) and AML (Anti-Money Laundering) policies.

We reserve the right to suspend or terminate any account that fails verification or breaches our policies.

2. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials. You agree to:

  • Notify us immediately if you suspect unauthorized use.

  • Ensure your information is up to date and accurate.

  • Not share your login details with anyone.

We are not liable for losses resulting from unauthorized access due to your negligence.

3. Services Provided

Obbo offers:

  • Virtual USD accounts for receiving payments.

  • Multi-currency wallets (e.g., USD and NGN).

  • Currency exchange using mock/fixed rates.

  • Wallet funding, transfers, and withdrawals.

  • KYC and profile management.

All services are subject to availability and approval.

4. Virtual USD Accounts

Users may request a virtual USD account, subject to KYC approval. The information provided must be accurate. Obbo reserves the right to:

  • Approve or reject account issuance.

  • Charge service or maintenance fees.

  • Revoke access for fraudulent or prohibited activities.

5. Fees and Charges

Certain actions on Obbo may incur fees, including but not limited to:

  • Currency conversion.

  • Wallet funding and withdrawals.

  • Virtual account maintenance.

All applicable fees will be displayed clearly before confirmation.

6. Prohibited Activities

You agree not to use Obbo for:

  • Money laundering, fraud, or illegal activities.

  • Buying or selling illicit goods or services.

  • Abusing promotional offers or system loopholes.

Violations will result in immediate account suspension and legal action if necessary.

7. Refund Policy

All completed transactions are non-refundable, except in the case of duplicate charges, technical errors, or unauthorized transactions. See our [Refund Policy] for full details.

8. Limitation of Liability

Obbo is not liable for:

  • Delays or failures caused by third-party payment providers.

  • Loss of funds due to incorrect information or user error.

  • Temporary service interruptions.

We strive for uptime and security, but usage is at your own risk.

9. Modifications to Terms

We may update these Terms at any time. Continued use of the platform after changes implies your agreement. Users will be notified of significant updates via email or in-app alerts.

10. Termination

We reserve the right to suspend or terminate accounts at our discretion, especially for policy violations, suspected fraud, or inactive usage.

11. Governing Law

These Terms are governed by the laws of [Your Country or State]. Disputes will be handled through appropriate legal channels.

12. Contact Information

If you have questions about these Terms, please contact us:

📧 Email: support@Obbo.biz