Effective Date: [Insert Date]
Platform: Obbo ("we", "us", "our")
Website: [www.obbo.biz]

At Obbo, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you use our website and services.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

• Full name

• Email address

• Phone number

• Date of birth

• Residential address

• Occupation and source of funds

• KYC documents (e.g., utility bill, selfie)

b. Financial Information

• Wallet balances

• Transaction history

• Linked bank account details

• Virtual USD account information (if assigned)

c. Technical Information

• IP address

• Device type and browser

• Login timestamps

• Location data (for security)

2. How We Use Your Information

We use your data to:

• Verify your identity (KYC)

• Provide wallet and virtual account services

• Process transactions and exchange operations

• Communicate important updates or changes

• Comply with legal and regulatory obligations

• Prevent fraud, abuse, or suspicious activity

3. How We Share Your Information

We may share your information only with:

• Trusted financial partners (e.g., banks, payment processors)

• Identity verification providers (for KYC)

• Law enforcement or regulatory bodies, if required by law

• Internal admin team for account review or support

We do not sell or rent your personal data to third parties.

4. Cookies and Tracking

We use cookies and similar technologies to improve your user experience, remember your preferences, and analyze site traffic. You can control cookie preferences via your browser settings.

5. Data Security

We take security seriously. Your data is stored securely using encryption and access controls. We also employ:

• SSL encryption for data transmission

• Firewalls and server protection

• Two-factor authentication (2FA) for accounts

• Regular system audits

6. Your Rights

You have the right to:

• Access the personal data we hold about you

• Correct inaccurate information

• Request deletion of your data (where applicable)

• Withdraw consent for non-essential communications

To make such requests, email us at: privacy@obbo.biz

7. Data Retention

We retain your data as long as your account is active or as required by law (e.g., for financial records or fraud monitoring).

8. Children's Privacy

Obbo is not intended for individuals under the age of 18. We do not knowingly collect personal data from minors.

9. Policy Updates

We may update this Privacy Policy periodically. You’ll be notified of major changes via email or in-app alerts. Continued use of our services implies your acceptance of the updated policy.

10. Contact Us

If you have any questions about this Privacy Policy or how your information is handled, contact us:

📧 Email: privacy@obbo.biz